Systematic Investment Plans
Systematic investment plans are a really great source to invest your money into as they provide really good benefits with high returns. To start your investing into SIP investment plans you just need to follow a few steps and it is a really easy process. It will prove to be the most beneficial when you put your money into the SIP mutual fund plans for a long period of time as the returns that the investors will get turn out to be the highest in the tenure with more years to it. A long – term investment option for the systematic investment plans help accrue a huge sum of money over a period of time that the investor chooses themselves.
These mutual fund investment SIP plans work in a very systematic approach in order to create a sum of amount that is the money you get as return on investments through investing money into mutual funds. This investment is a way to save money through investments that will bring good return to the investors’ investments.
The Systematic Investment Plan is a plan that will allow an individual to invest their money into SIP mutual funds in order to accrue a large sum through a long period of time as these plans work best when money is invested into them on a long – term basis.
If you want to collect a good sum of money by the end of the SIP term, then it has to be long – term with at least 5 years to it so that the entire benefits can be reaped. But, this plan has great flexibility in terms of the period as the investor has full control over when they want to end their SIP plan.
The funds that are going to be invested into SIP investment plans are pre – determined before the start of the investment process. Even the periods that you have to invest again are chosen earlier out of weekly, monthly or quarterly. The investor has the power to being able to choose the mode of payment. The investment deposit is supposed to be made at regular intervals till the time the investor chooses to end the term.
Best SIP plans in India
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Aditya Birla SL Small & Midcap Fund
The Aditya Birla SL small and midcap fund is one of the best sip plans to invest into in India in the year 2018 as it includes both small and midcap funds. It has both but it focuses on the midcap fund more than the small cap fund. This sip fund has been giving at least a 15 % return on a yearly basis which is a good return for a mutual fund. If you want to get good returns, it is advised to invest into this plan for a term of at least 5 good years. It is a low investment mutual fund as the minimum SIP amount you can invest is INR 1000.
| Number of years or term of mutual fund | Percentage of return |
| 1 year return | 55.29 % |
| 5 years return | 27.77 % |
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Franklin India higher Growth Companies Fund
The Franklin India Higher Growth Companies fund works in a way that it increases the capital by investing the money of the investors into companies and funds in India which have a high growth rate so that the capital increases and the investors can be provided with good returns. This company has a tremendous INR 6,851 under assets under management – AUM.
| Number of years or term of mutual fund | Percentage of return |
| 1 year return | 14.4 % |
| 3 years return | 13.5 % |
| 5 years return | 22.0 % |
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Blue Chip Fund by SBI
The SBI Blue Chip Fund is one of the best SIP plans in India for investing into in the year 2018. It has been providing the investors with consistent returns. In 5 years, you might be subject to a return of at least 18.51 % which is pretty high for a mutual fund return. It is advised to keep investing into the SBI Blue Chip fund for at least a term of 4 years if you want to receive returns which are significantly higher than the invested amount. The SBI Blue Chip Fund is a low investment mutual fund as the minimum SIP amount you can invest is INR 500. Let us have a look at the returns year – wise:
| Number of years or term of mutual fund | Percentage of return |
| 1 year return | 30.21 % |
| 5 years return | 18.51 % |
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Reliance Small Cap Fund
The following are the returns that are received by the investors whose money was invested into Reliance Small Cap Fund SIP mutual funds on yearly basis:
| Number of years or term of mutual fund | Percentage of return |
| 1 year return | 31.3 % |
| 3 years return | 21.0 % |
| 5 years return | 30.0 % |
The reliance small cap fund is one of the best SIP plans in India. They invest the money of the investors into smaller companies In order to appreciate the capital amount. It is advisable to invest into the Reliance Small Cap fund for at least 5 years to get significant amounts of money as return on investments. The Reliance Small Cap Fund SIP mutual fund has been giving at least a whopping 21 % returns per year which is one of the highest returns.
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Mirae Asset Emerging Blue chip Fund
| Number of years or term of mutual fund | Percentage of return |
| 1 year return | 25.3 % |
| 3 years return | 23.7 % |
| 5 years return | 29.6 % |
The Mirae Asset Emerging Blue Chip Fund is one of the best sip plans in India and it works in a way that it invests the money of the investors into equity related securities and in Indian equities in order to appreciate the capital through investing into diversified portfolios. In the past 5 years, this mutual fund SIP plan has had over 29 % of returns on a yearly basis.